Insurance and Payment 2018-07-03T01:08:32+00:00

Insurance and Payment

Georgia Coast Surgical participates with many insurance networks, and we work very diligently to get the cost of lap band surgery approved by your insurance company. However, it is the responsibility of the patient to understand the individual benefit plan they participate in. Every insurance plan is different and many exclude the cost of lap band surgery as a benefit for their members. Please check with your individual plan regarding your personal coverage. Authorization from insurance companies may take several months and may require many different types of documentation of medical necessity or proof of previously failed attempts at weight loss. You will want to ask the insurance company what specific criteria must be met for coverage.

Additionally, it is rare that insurance will pay 100% for a procedure. So there will be some out-of-pocket expenses for almost every case. Again, the costs vary with insurance companies and policies, but you can get an idea when you call the benefits department of your insurance company. Most insurance plans have a yearly deductible to meet plus an out-of-pocket co-insurance that the patient is responsible for. Please review your coverage with an insurance representative.

At the time of your personal consultation with the surgeon, you will meet with our Financial Specialist who will discuss the estimated expenses for your surgery.

After you call your insurance company to see if they cover the Lap Band procedure, you can call us at (912) 264-9724 or toll free at 1-866-459-5483 to find out if your company is in network for us. There are financing options available as well. Please call us for further information about lap band surgery pricing with Georgia Coast Surgical.

Undergoing surgery entails a lot of preparation, thinking and even monetary sources.

Feel free to contact our office to guide you to our resources that can assist you with meeting the financial obligation.

Care Credit

For almost 30 years, CareCredit has been providing a valuable financing option for treatments and procedures that typically are not covered by insurance, or for times when insurance doesn’t cover the full amount. CareCredit is also used by cardholders to pay for deductibles and co-payments.
We think people like having financial options, because that gives them the freedom to make decisions about treatment options. So they can do what’s best for their situation and their family.

That’s why CareCredit is here. We help make care possible … today. CareCredit, from Synchrony Financial, is one of the largest and most popular health, wellness and beauty credit cards in the nation, serving millions of families each year.
Thousands of times each day, people are using their CareCredit health, wellness and beauty credit card to have important dental work done, be fitted with new hearing aids, have vision or cosmetic procedures, and get care for a beloved family pet.

CareCredit makes it easy for people to get the care they want and need, right when they need it, without having to delay treatment or appointments.

  • Immediate decisions for loans under $35,000
  • Longer terms for lower monthly payments
  • No collateral required
  • No prepayment penalties
  • Fast & easy loan inquiry process
  • 100% Confidential

Apply Today

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